Rates effective as of 1/10/2023

Basic Savings Learn More

Balance Dividend Rate APY*
$0.01 - $5,000 0.10% 0.10%
$5,000+ 0.10% 0.10%

Share Certificates Learn More

Term Minimum to Open Rate APY*
6 months $1,000 1.687% 1.70%
12 months $1,000 1.785% 1.80%
18 months $1,000 1.884% 1.90%
24 months $1,000 1.982% 2.00%
36 months $1,000 2.080% 2.10%
48 months $1,000 2.178% 2.20%
60 months $1,000 2.276% 2.30%
SPECIALS      
12 months $1,000 3.928% 4.00%
24 Months $1,000 4.218% 4.30%

 

Penalty for early withdrawal. Rates subject to change daily. 

Clubhouse Certificates

Term Minimum to Open Rate APY*
12 months $250 1.785% 1.80%
24 months $250 1.982% 2.00%
36 months $250 2.080% 2.10%

Penalty for early withdrawal. Credit Union Clubhouse is a program specially designed to meet the savings needs of our younger members between the ages of birth and 18.

Other Savings

Account Rate APY*
Christmas Club 0.50% 0.50%
IRA Passbook Savings 0.50% 0.50%
Health Savings Account (Under $25,000) 0.75% 0.75%
Health Savings Account ($25,000 and Over) 1.49% 1.50%
Saver's Sweepstakes Account (Up to $2,500) 0.50% 0.50%
Saver's Sweepstakes Account ($2,500 & Up) 0.10% 0.10%

IRA Certificates Learn More

Term Minimum to Open Rate APY*
12 months $500 1.788% 1.80%
18 months $500 1.887% 1.90%
24 months $500 1.985% 2.00%
36 months $500 2.084% 2.10%
48 months $500 2.182% 2.20%
60 months $500 2.280% 2.30%
CD SPECIALS      
12 months $500 3.941% 4.00%
24 months $500 4.232% 4.30%

Penalty for early withdrawal.

Checking Accounts

Account Minimum to Earn Dividends Rate APY*
Basic Checking $0 0.00% 0.00%
Choice Checking $500 0.10% 0.10%
Business $10,000 0.35% 0.35%
Kasasa Rewards $0 2.25% Details

Elite Money Market Learn More

Balance Rate APY*
$25 - $9,999 0.747% 0.750%
$10,000 - $24,999 0.797% 0.800%
$25,000 - $49,999 0.847% 0.850%
$50,000 - $74,999 0.896% 0.900%
$75,000 - $99,999 0.946% 0.950%
$100,000 - $249,999 1.193% 1.200%
$250,000+ 1.243% 1.250%

Loan Rates

Home Mortgage Loan Learn More

Type APR*
5 year fixed rate As low as 5.750%
7 year fixed rate As low as 5.875%
10 year fixed rate As low as 6.000%
12 year fixed rate As low as 6.125%
15 year fixed rate As low as 6.250%
Other rates/terms Please call for current rates
Construction Loan As low as 2.990%

Home Equity Loan Learn More

Term APR*
5 year fixed rate As low as 6.125%
7 year fixed rate As low as 6.375%
10 year fixed rate As low as 6.625%
15 year fixed rate As low as 8.875%
Home Equity Line of Credit (HELOC) As low as 7.000%

Auto and Motorcycle Loan Learn More

Type APR*
2022 and newer (<15,000 miles): 1-36 months As low as 4.74%
2022 and newer (<15,000 miles): 37-48 months As low as 4.99%
2022 and newer (< 15,000 miles): 49-60 months As low as 5.24%
2022 and newer (< 15,000 miles): 61-72 months As low as 5.74%
2022 and newer (< 15,000 miles): 73-84 months As low as 6.24%
8 years or newer: 1-36 months As low as 5.24%
8 years or newer: 37-48 months As low as 5.49%
8 years or newer: 49-60 months As low as 5.74%
8 years or newer: 61-72 months As low as 6.24%
8 years or newer: 73-84 months As low as 6.74%
9 years or older: 1-36 months As low as 7.24%
9 years or older: 37-48 months As low as 7.49%
9 years or older: 49-60 months As low as 7.74%

Recreational Vehicle Loan Learn More

Type APR*
2022 and newer (<15,000 miles): 1-36 months As low as 5.24%
2022 and newer (<15,000 miles): 37-48 months As low as 5.49%
2022 and newer (< 15,000 miles): 49-60 months As low as 5.74%
2022 and newer (< 15,000 miles): 61-72 months As low as 6.24%
2022 and newer (< 15,000 miles): 73-84 months As low as 6.74%
8 years or newer: 1-36 months As low as 5.74%
8 years or newer: 37-48 months As low as 5.99%
8 years or newer: 49-60 months As low as 6.24%
8 years or newer: 61-72 months As low as 6.74%
8 years or newer: 73-84 months As low as 7.24%
9 years or older: 1-36 months As low as 7.74%
9 years or older: 37-48 months As low as 7.99%
9 years or older: 49-60 months As low as 8.24%
Bicycle Loan As low as 3.99%

Personal Loans Learn More

Type APR*
Up to $10,000 As low as 5.99%
$10,000.01+ As low as 7.99%
Over $15,000 Contact Credit Union
Kwik Cash Line of Credit 8.99%
VISA Credit Card 8.99%

*APR = Annual Percentage Rate, *APY = Annual Percentage Yield. Rates subject to change daily. Loan rates based on creditworthiness and credit approval. Membership eligibility required.