Rates effective as of 10/24/2018.

Basic SavingsLearn More

Balance Dividend Rate APY*
$0.01 - $5,000 0.10% 0.10%
$5,000+ 0.10% 0.10%

Share CertificatesLearn More

Term Minimum to Open Rate APY*
6 months $1,000 1.44% 1.45%
12 months $1,000 1.93% 1.95%
18 months $1,000 2.08% 2.10%
24 months $1,000  2.13% 2.15%
36 months $1,000  2.47% 2.50%
48 months $1,000  2.62% 2.65%
60 months $1,000  2.86% 2.90%

Penalty for early withdrawal.

Clubhouse Certificates

Term Minimum to Open Rate APY*
12 months $250 1.93% 1.95%
24 months $250 2.13% 2.15%
36 months $250 2.47% 2.50%

Penalty for early withdrawal. Credit Union Clubhouse is a program specially designed to meet the savings needs of our younger members between the ages of birth and 18.

Other Savings

Account Rate APY*
Christmas Club 0.50% 0.50%
IRA Passbook Savings 0.50% 0.50%
Health Savings Account 0.75% 0.75%

IRA CertificatesLearn More

Term Minimum to Open Rate APY*
12 months $500 1.94% 1.95%
18 months $500 2.08% 2.10%
24 months $500 2.13% 2.15%
36 months $500 2.48% 2.50%
48 months $500 2.62% 2.65%
60 months $500 2.87% 2.90%

Penalty for early withdrawal.

Checking Accounts

Account Minimum to Earn Dividends Rate APY*
Basic $0 0.00% 0.00%
Choice $500 0.10% 0.10%
Business $10,000 0.35% 0.35%
Kasasa Rewards $0 2.25%  Details

Elite Money MarketLearn More

Balance Rate APY*
$25 - $9,999 0.35% 0.35%
$10,000 - $24,999 0.45% 0.45%
$25,000 - $49,999 0.55% 0.55%
$50,000 - $74,999 0.65% 0.65%
$75,000 - $99,999 0.70% 0.70%
$100,000 - $249,999 0.95% 0.95%
$250,000+ 1.09% 1.10%

 

Loan Rates

Home Mortgage LoanLearn More

Type APR*
5 year fixed rate As low as 3.750%
7 year fixed rate As low as 3.875%
10 year fixed rate As low as 4.000%
15 year fixed rate As low as 4.250%
Other rates/terms Please call for current rates
Construction Loan As low as 2.990%

 

Home Equity LoanLearn More

Term APR*
5 year fixed rate As low as 4.000%
7 year fixed rate As low as 4.250%
10 year fixed rate As low as 4.500%
15 year fixed rate As low as 4.750%
Home Equity Line of Credit (HELOC) As low as 5.250%

 

Auto and Motorcycle LoanLearn More

Type APR*
2017 and newer (< 15,000 miles) - 1-60 months As low as 3.49%
2017 and newer (< 15,000 miles) - 61-72 months As low as 3.99%
2017 and newer (< 15,000 miles) - 73-84 months As low as 4.99%
8 years or newer - 1-60 months As low as 3.99%
8 years or newer - 61-72 months As low as 4.49%
8 years or newer - 73-84 months As low as 5.49%
9 years or older - Up to 60 months As low as 5.99%

Recreational Vehicle LoanLearn More

Type APR*
2017 and newer (< 15,000 miles) - 1-60 months As low as 3.99%
2017 and newer (< 15,000 miles) - 61-72 months As low as 4.49%
2017 and newer (< 15,000 miles) - 73-84 months As low as 5.49%
8 years or newer - 1-60 months As low as 4.49%
8 years or newer - 61-72 months As low as 4.99%
8 years or newer - 72-84 months As low as 5.99%
9 years or older - Up to 60 months As low as 6.49%
Bicycle Loan As low as 3.99%

Personal LoansLearn More

Type APR*
Under $5,000 As low as 5.75%
$5,000.01 - $10,000 As low as 6.25%
$10,000.01 - $15,000 As low as 6.75%
Over $15,000 Contact Credit Union
Line of Credit As low as 13.00%

*APR = Annual Percentage Rate, *APY = Annual Percentage Yield. Rates subject to change daily. Loan rates based on creditworthiness and credit approval. Membership eligibility required.