Rates effective as of 4/23/2018.
| Balance |
Dividend Rate |
APY* |
| $0.01 - $5,000 |
0.10% |
0.10% |
| $5,000+ |
0.10% |
0.10% |
| Term |
Minimum to Open |
Rate |
APY* |
| 6 months |
$1,000 |
0.80% |
0.80% |
| 12 months |
$1,000 |
1.05% |
1.06% |
| 18 months |
$1,000 |
1.20% |
1.21% |
| 24 months |
$1,000 |
1.25% |
1.26% |
| 36 months |
$1,000 |
1.70% |
1.71% |
| 48 months |
$1,000 |
1.75% |
1.77% |
| 60 months |
$1,000 |
1.95% |
1.97% |
Penalty for early withdrawal.
Clubhouse Certificates
| Term |
Minimum to Open |
Rate |
APY* |
| 12 months |
$250 |
1.05% |
1.06% |
| 24 months |
$250 |
1.25% |
1.26% |
| 36 months |
$250 |
1.70% |
1.71% |
Penalty for early withdrawal. Credit Union Clubhouse is a program specially designed to meet the savings needs of our younger members between the ages of birth and 18.
| Term |
Minimum to Open |
Rate |
APY* |
| 12 months |
$500 |
1.05% |
1.06% |
| 18 months |
$500 |
1.20% |
1.21% |
| 24 months |
$500 |
1.25% |
1.26% |
| 36 months |
$500 |
1.70% |
1.71% |
| 48 months |
$500 |
1.75% |
1.77% |
| 60 months |
$500 |
1.95% |
1.97% |
Penalty for early withdrawal.
Checking Accounts
| Account |
Minimum to Earn Dividends |
Rate |
APY* |
| Basic |
$0 |
0.00% |
0.00% |
| Choice |
$500 |
0.10% |
0.10% |
| Business |
$10,000 |
0.35% |
0.35% |
| Balance |
Rate |
APY* |
| $25 - $9,999 |
0.25% |
0.25% |
| $10,000 - $24,999 |
0.35% |
0.35% |
| $25,000 - $49,999 |
0.45% |
0.45% |
| $50,000 - $74,999 |
0.55% |
0.55% |
| $75,000 - $99,999 |
0.60% |
0.60% |
| $100,000 - $249,999 |
0.85% |
0.85% |
| $250,000+ |
1.00% |
1.00% |
Loan Rates
| Type |
APR* |
| 5 year fixed rate |
As low as 3.500% |
| 7 year fixed rate |
As low as 3.625% |
| 10 year fixed rate |
As low as 3.750% |
| 15 year fixed rate |
As low as 4.000% |
| Other rates/terms |
Please call for current rates |
| Construction Loan |
As low as 2.990% |
| Term |
APR* |
| 5 year fixed rate |
As low as 3.750% |
| 7 year fixed rate |
As low as 4.000% |
| 10 year fixed rate |
As low as 4.250% |
| 15 year fixed rate |
As low as 4.500% |
| Home Equity Line of Credit (HELOC) |
As low as 4.750% |
Auto and Motorcycle LoanLearn More
| Type |
APR* |
| 2017 and newer (< 15,000 miles) - Up to 60 months |
As low as 2.49% |
| 2017 and newer (< 15,000 miles) - 72 months |
As low as 2.99% |
| 8 years or newer - Up to 60 months |
As low as 3.24% |
| 8 years or newer - 72 months |
As low as 3.74% |
| 9 years or older - Up to 60 months |
As low as 5.24% |
Recreational Vehicle LoanLearn More
| Type |
APR* |
| 2017 and newer (< 15,000 miles) - Up to 60 months |
As low as 2.99% |
| 2017 and newer (< 15,000 miles) - 72 months |
As low as 3.49% |
| 8 years or newer - Up to 60 months |
As low as 3.74% |
| 8 years or newer - 72 months |
As low as 4.24% |
| 9 years or older - Up to 60 months |
As low as 5.74% |
| Bicycle Loan |
As low as 3.99% |
| Type |
APR* |
| Under $5,000 |
As low as 3.75% |
| $5,000.01 - $10,000 |
As low as 4.25% |
| $10,000.01 - $15,000 |
As low as 4.75% |
| Over $15,000 |
As low as 9.99% |
| Line of Credit |
As low as 13.00% |
*APR = Annual Percentage Rate, *APY = Annual Percentage Yield. Rates subject to change daily. Loan rates based on creditworthiness and credit approval. Membership eligibility required.
