Rates effective as of 4/23/2018.

Basic SavingsLearn More

Balance Dividend Rate APY*
$0.01 - $5,000 0.10% 0.10%
$5,000+ 0.10% 0.10%

Share CertificatesLearn More

Term Minimum to Open Rate APY*
6 months $1,000 0.80% 0.80%
12 months $1,000 1.05% 1.06%
18 months $1,000 1.20% 1.21%
24 months $1,000  1.25% 1.26%
36 months $1,000  1.70% 1.71%
48 months $1,000  1.75% 1.77%
60 months $1,000  1.95% 1.97%

Penalty for early withdrawal.

Clubhouse Certificates

Term Minimum to Open Rate APY*
12 months $250 1.05% 1.06%
24 months $250 1.25% 1.26%
36 months $250 1.70% 1.71%

Penalty for early withdrawal. Credit Union Clubhouse is a program specially designed to meet the savings needs of our younger members between the ages of birth and 18.

Other Savings

Account Rate APY*
Christmas Club 0.50% 0.50%
IRA Passbook Savings 0.50% 0.50%
Health Savings Account 0.75% 0.75%

IRA CertificatesLearn More

Term Minimum to Open Rate APY*
12 months $500 1.05% 1.06%
18 months $500 1.20% 1.21%
24 months $500 1.25% 1.26%
36 months $500 1.70% 1.71%
48 months $500 1.75% 1.77%
60 months $500 1.95% 1.97%

Penalty for early withdrawal.

Checking Accounts

Account Minimum to Earn Dividends Rate APY*
Basic $0 0.00% 0.00%
Choice $500 0.10% 0.10%
Business $10,000 0.35% 0.35%

Elite Money MarketLearn More

Balance Rate APY*
$25 - $9,999 0.25% 0.25%
$10,000 - $24,999 0.35% 0.35%
$25,000 - $49,999 0.45% 0.45%
$50,000 - $74,999 0.55% 0.55%
$75,000 - $99,999 0.60% 0.60%
$100,000 - $249,999 0.85% 0.85%
$250,000+ 1.00% 1.00%

 

Loan Rates

Home Mortgage LoanLearn More

Type APR*
5 year fixed rate As low as 3.500%
7 year fixed rate As low as 3.625%
10 year fixed rate As low as 3.750%
15 year fixed rate As low as 4.000%
Other rates/terms Please call for current rates
Construction Loan As low as 2.990%

 

Home Equity LoanLearn More

Term APR*
5 year fixed rate As low as 3.750%
7 year fixed rate As low as 4.000%
10 year fixed rate As low as 4.250%
15 year fixed rate As low as 4.500%
Home Equity Line of Credit (HELOC) As low as 4.750%

 

Auto and Motorcycle LoanLearn More

Type APR*
2017 and newer (< 15,000 miles) - Up to 60 months As low as 2.49%
2017 and newer (< 15,000 miles) - 72 months As low as 2.99%
8 years or newer - Up to 60 months As low as 3.24%
8 years or newer - 72 months As low as 3.74%
9 years or older - Up to 60 months As low as 5.24%

Recreational Vehicle LoanLearn More

Type APR*
2017 and newer (< 15,000 miles) - Up to 60 months As low as 2.99%
2017 and newer (< 15,000 miles) - 72 months As low as 3.49%
8 years or newer - Up to 60 months As low as 3.74%
8 years or newer - 72 months As low as 4.24%
9 years or older - Up to 60 months As low as 5.74%
Bicycle Loan As low as 3.99%

Personal LoansLearn More

Type APR*
Under $5,000 As low as 3.75%
$5,000.01 - $10,000 As low as 4.25%
$10,000.01 - $15,000 As low as 4.75%
Over $15,000 As low as 9.99%
Line of Credit As low as 13.00%

*APR = Annual Percentage Rate, *APY = Annual Percentage Yield. Rates subject to change daily. Loan rates based on creditworthiness and credit approval. Membership eligibility required.