Rates effective as of 5/3/2023
| Balance |
Dividend Rate |
APY* |
| $0.01 - $5,000 |
0.10% |
0.10% |
| $5,000+ |
0.10% |
0.10% |
| Term |
Minimum to Open |
Rate |
APY* |
| 6 months |
$1,000 |
2.178% |
2.20% |
| 12 months |
$1,000 |
2.276% |
2.30% |
| 18 months |
$1,000 |
2.374% |
2.40% |
| 24 months |
$1,000 |
2.472% |
2.50% |
| 36 months |
$1,000 |
2.569% |
2.60% |
| 48 months |
$1,000 |
2.667% |
2.70% |
| 60 months |
$1,000 |
2.765% |
2.80% |
| SPECIALS |
|
|
|
| 12 months |
$1,000 |
4.889% |
5.00% |
Penalty for early withdrawal. Rates subject to change daily.
Clubhouse Certificates
| Term |
Minimum to Open |
Rate |
APY* |
| 12 months |
$250 |
2.276% |
2.30% |
| 24 months |
$250 |
2.472% |
2.50% |
| 36 months |
$250 |
2.569% |
2.60% |
Penalty for early withdrawal. Credit Union Clubhouse is a program specially designed to meet the savings needs of our younger members between the ages of birth and 18.
| Term |
Minimum to Open |
Rate |
APY* |
| 12 months |
$500 |
2.280% |
2.30% |
| 18 months |
$500 |
2.379% |
2.40% |
| 24 months |
$500 |
2.477% |
2.50% |
| 36 months |
$500 |
2.575% |
2.60% |
| 48 months |
$500 |
2.673% |
2.70% |
| 60 months |
$500 |
2.771% |
2.80% |
| CD Specials |
|
|
|
| 12 months |
$500 |
4.909% |
5.00% |
Penalty for early withdrawal.
NEW Youth Certificates
| Term |
Minimum to Open |
Rate |
APY* |
| Kick Start CD (Ages 0-12) |
$100 |
4.889% |
5.00% |
| Goal Setter CD (Ages 13-18) |
$100 |
5.841% |
6.00% |
Maximum contribution limit for each youth CD product is $5,000
Kick Start CD Disclosures
*APY = Annual percentage yield. One Kick Start CD per child. Member must be age 0-12. Cannot be opened as a UTMA account. Penalty of 180 days in dividend accrual will be imposted for early withdrawal. Certificate must be in child's name and can be added to at any time up to the limit of $5,000. Account must be opened with a minimum of $100. Contact GECU for complete details.
Goal Setter CD Disclosures
*APY = Annual percentage yield. One Goal Setter CD per child. Member must be age 13-18. Cannot be opened as a UTMA account. Penalty of 180 days in dividend accrual will be imposted for early withdrawal. Certificate must be in child's name and can be added to at any time up to the limit of $5,000. Account must be opened with a minimum of $100. Contact GECU for complete details.
Checking Accounts
| Account |
Minimum to Earn Dividends |
Rate |
APY* |
| Basic Checking |
$0 |
0.00% |
0.00% |
| Choice Checking |
$500 |
0.10% |
0.10% |
| Business |
$10,000 |
0.35% |
0.35% |
| Kasasa Rewards |
$0 |
2.25% |
Details |
| Balance |
Rate |
APY* |
| $25 - $9,999 |
1.243% |
1.250% |
| $10,000 - $24,999 |
1.292% |
1.300% |
| $25,000 - $49,999 |
1.342% |
1.350% |
| $50,000 - $74,999 |
1.391% |
1.400% |
| $75,000 - $99,999 |
1.440% |
1.450% |
| $100,000 - $249,999 |
1.490% |
1.500% |
| $250,000+ |
1.736% |
1.750% |
Loan Rates
| Type |
APR* |
| 5 year fixed rate |
As low as 5.500% |
| 7 year fixed rate |
As low as 5.625% |
| 10 year fixed rate |
As low as 5.750% |
| 12 year fixed rate |
As low as 5.875% |
| 15 year fixed rate |
As low as 6.000% |
| Other rates/terms |
Please call for current rates |
| Construction Loan |
As low as 2.990% |
| Term |
APR* |
| 5 year fixed rate |
As low as 5.875% |
| 7 year fixed rate |
As low as 6.125% |
| 10 year fixed rate |
As low as 6.375% |
| 15 year fixed rate |
As low as 6.625% |
| Home Equity Line of Credit (HELOC) |
As low as 8.250% |
Auto and Motorcycle Loan
Learn More
| Type |
APR* |
| Vehicle Age |
|
| 2022 and newer (<15,000 miles): 1-36 months |
As low as 5.49% |
| 2022 and newer (<15,000 miles): 37-48 months |
As low as 5.74% |
| 2022 and newer (< 15,000 miles): 49-60 months |
As low as 5.99% |
| 2022 and newer (< 15,000 miles): 61-72 months |
As low as 6.49% |
| 2022 and newer (< 15,000 miles): 73-84 months |
As low as 6.99% |
| |
|
| Vehicle Age |
|
| 8 years or newer: 1-36 months |
As low as 5.99% |
| 8 years or newer: 37-48 months |
As low as 6.24% |
| 8 years or newer: 49-60 months |
As low as 6.49% |
| 8 years or newer: 61-72 months |
As low as 6.99% |
| 8 years or newer: 73-84 months |
As low as 7.49% |
| |
|
| Vehicle Age |
|
| 9 years or older: 1-36 months |
As low as 7.74% |
| 9 years or older: 37-48 months |
As low as 7.99% |
| 9 years or older: 49-60 months |
As low as 8.24% |
Recreational Vehicle Loan
Learn More
| Type |
APR* |
| Vehicle Age |
|
| 2022 and newer (<15,000 miles): 1-36 months |
As low as 5.99% |
| 2022 and newer (<15,000 miles): 37-48 months |
As low as 6.24% |
| 2022 and newer (< 15,000 miles): 49-60 months |
As low as 6.49% |
| 2022 and newer (< 15,000 miles): 61-72 months |
As low as 6.99% |
| 2022 and newer (< 15,000 miles): 73-84 months |
As low as 7.49% |
| |
|
| Vehicle Age |
|
| 8 years or newer: 1-36 months |
As low as 6.49% |
| 8 years or newer: 37-48 months |
As low as 6.74% |
| 8 years or newer: 49-60 months |
As low as 6.99% |
| 8 years or newer: 61-72 months |
As low as 7.49% |
| 8 years or newer: 73-84 months |
As low as 7.99% |
| |
|
| Vehicle Age |
|
| 9 years or older: 1-36 months |
As low as 8.49% |
| 9 years or older: 37-48 months |
As low as 8.74% |
| 9 years or older: 49-60 months |
As low as 8.99% |
| |
|
| Bicycle Loan |
As low as 3.99% |
| Type |
APR* |
| Up to $10,000 |
As low as 7.99% |
| $10,000.01+ |
As low as 9.99% |
| Over $15,000 |
Contact Credit Union |
| Kwik Cash Line of Credit |
8.99% |
| VISA Credit Card |
8.99% |
*APR = Annual Percentage Rate, *APY = Annual Percentage Yield. Rates subject to change daily. Loan rates based on creditworthiness and credit approval. Membership eligibility required.
