Rates effective as of 1/10/2023
| Balance |
Dividend Rate |
APY* |
| $0.01 - $5,000 |
0.10% |
0.10% |
| $5,000+ |
0.10% |
0.10% |
| Term |
Minimum to Open |
Rate |
APY* |
| 6 months |
$1,000 |
1.687% |
1.70% |
| 12 months |
$1,000 |
1.785% |
1.80% |
| 18 months |
$1,000 |
1.884% |
1.90% |
| 24 months |
$1,000 |
1.982% |
2.00% |
| 36 months |
$1,000 |
2.080% |
2.10% |
| 48 months |
$1,000 |
2.178% |
2.20% |
| 60 months |
$1,000 |
2.276% |
2.30% |
| SPECIALS |
|
|
|
| 12 months |
$1,000 |
3.928% |
4.00% |
| 24 Months |
$1,000 |
4.218% |
4.30% |
Penalty for early withdrawal. Rates subject to change daily.
Clubhouse Certificates
| Term |
Minimum to Open |
Rate |
APY* |
| 12 months |
$250 |
1.785% |
1.80% |
| 24 months |
$250 |
1.982% |
2.00% |
| 36 months |
$250 |
2.080% |
2.10% |
Penalty for early withdrawal. Credit Union Clubhouse is a program specially designed to meet the savings needs of our younger members between the ages of birth and 18.
| Term |
Minimum to Open |
Rate |
APY* |
| 12 months |
$500 |
1.788% |
1.80% |
| 18 months |
$500 |
1.887% |
1.90% |
| 24 months |
$500 |
1.985% |
2.00% |
| 36 months |
$500 |
2.084% |
2.10% |
| 48 months |
$500 |
2.182% |
2.20% |
| 60 months |
$500 |
2.280% |
2.30% |
| CD SPECIALS |
|
|
|
| 12 months |
$500 |
3.941% |
4.00% |
| 24 months |
$500 |
4.232% |
4.30% |
Penalty for early withdrawal.
Checking Accounts
| Account |
Minimum to Earn Dividends |
Rate |
APY* |
| Basic Checking |
$0 |
0.00% |
0.00% |
| Choice Checking |
$500 |
0.10% |
0.10% |
| Business |
$10,000 |
0.35% |
0.35% |
| Kasasa Rewards |
$0 |
2.25% |
Details |
| Balance |
Rate |
APY* |
| $25 - $9,999 |
0.747% |
0.750% |
| $10,000 - $24,999 |
0.797% |
0.800% |
| $25,000 - $49,999 |
0.847% |
0.850% |
| $50,000 - $74,999 |
0.896% |
0.900% |
| $75,000 - $99,999 |
0.946% |
0.950% |
| $100,000 - $249,999 |
1.193% |
1.200% |
| $250,000+ |
1.243% |
1.250% |
Loan Rates
| Type |
APR* |
| 5 year fixed rate |
As low as 5.750% |
| 7 year fixed rate |
As low as 5.875% |
| 10 year fixed rate |
As low as 6.000% |
| 12 year fixed rate |
As low as 6.125% |
| 15 year fixed rate |
As low as 6.250% |
| Other rates/terms |
Please call for current rates |
| Construction Loan |
As low as 2.990% |
| Term |
APR* |
| 5 year fixed rate |
As low as 6.125% |
| 7 year fixed rate |
As low as 6.375% |
| 10 year fixed rate |
As low as 6.625% |
| 15 year fixed rate |
As low as 8.875% |
| Home Equity Line of Credit (HELOC) |
As low as 7.000% |
Auto and Motorcycle Loan
Learn More
| Type |
APR* |
| 2022 and newer (<15,000 miles): 1-36 months |
As low as 4.74% |
| 2022 and newer (<15,000 miles): 37-48 months |
As low as 4.99% |
| 2022 and newer (< 15,000 miles): 49-60 months |
As low as 5.24% |
| 2022 and newer (< 15,000 miles): 61-72 months |
As low as 5.74% |
| 2022 and newer (< 15,000 miles): 73-84 months |
As low as 6.24% |
| 8 years or newer: 1-36 months |
As low as 5.24% |
| 8 years or newer: 37-48 months |
As low as 5.49% |
| 8 years or newer: 49-60 months |
As low as 5.74% |
| 8 years or newer: 61-72 months |
As low as 6.24% |
| 8 years or newer: 73-84 months |
As low as 6.74% |
| 9 years or older: 1-36 months |
As low as 7.24% |
| 9 years or older: 37-48 months |
As low as 7.49% |
| 9 years or older: 49-60 months |
As low as 7.74% |
Recreational Vehicle Loan
Learn More
| Type |
APR* |
| 2022 and newer (<15,000 miles): 1-36 months |
As low as 5.24% |
| 2022 and newer (<15,000 miles): 37-48 months |
As low as 5.49% |
| 2022 and newer (< 15,000 miles): 49-60 months |
As low as 5.74% |
| 2022 and newer (< 15,000 miles): 61-72 months |
As low as 6.24% |
| 2022 and newer (< 15,000 miles): 73-84 months |
As low as 6.74% |
| 8 years or newer: 1-36 months |
As low as 5.74% |
| 8 years or newer: 37-48 months |
As low as 5.99% |
| 8 years or newer: 49-60 months |
As low as 6.24% |
| 8 years or newer: 61-72 months |
As low as 6.74% |
| 8 years or newer: 73-84 months |
As low as 7.24% |
| 9 years or older: 1-36 months |
As low as 7.74% |
| 9 years or older: 37-48 months |
As low as 7.99% |
| 9 years or older: 49-60 months |
As low as 8.24% |
| Bicycle Loan |
As low as 3.99% |
| Type |
APR* |
| Up to $10,000 |
As low as 5.99% |
| $10,000.01+ |
As low as 7.99% |
| Over $15,000 |
Contact Credit Union |
| Kwik Cash Line of Credit |
8.99% |
| VISA Credit Card |
8.99% |
*APR = Annual Percentage Rate, *APY = Annual Percentage Yield. Rates subject to change daily. Loan rates based on creditworthiness and credit approval. Membership eligibility required.
