Mortgage Refinance La Crosse
As real estate costs continue to rise each year, you might find yourself stuck in a financial dilemma. Thankfully, you can modify loan terms through a mortgage refinance in La Crosse. It’s a process of replacing your property loan with a new one. Generally, mortgage refinance in La Crosse has different terms from the original one.
Governmental Employees Credit Union is a well-known non-profit money lending cooperative. We offer a competitive mortgage refinance in La Crosse for our members. If you’re planning to change your mortgage terms, register now. We’ll assist you all the way to achieve your goals.
Advantages of Mortgage Refinance in La Crosse
A home mortgage is a long-term financial obligation . It can probably be one of your costly monthly expenses. To save up on monthly payments, you might want to consider applying for a mortgage refinance in La Crosse.
If you want to secure your property, a mortgage refinance in La Crosse is your best option. Aside from being a wise financial move, it also has several advantages. Here are some benefits you can get from a mortgage refinance in La Crosse.
Mortgage Refinance in La Crosse Lowers Monthly Payment
The perfect time for a mortgage refinance in La Crosse is when interest rates are low. This lowers your monthly payment, helping you save a significant amount of money.
Aside from lower interest rates, your monthly payments will also decrease if the payoff dates for your mortgage refinance in La Crosse is the same as the original one. You can also extend your payoff date past its current deadline so you can pay less in principle per month.
- Mortgage Refinance in La Crosse Reduces Loan Terms
Many creditors start with longer terms and refinance them into shorter ones after a few years. If you don’t need immediate cash, you can trim down your loan term with mortgage refinance in La Crosse.
Mortgage refinance helps you finish your loan within a shorter period, which can
save you from years of interest payments. Furthermore, mortgage refinance in La Crosse can reduce your term without having a huge increase in your monthly payment.
- Mortgage Refinance in La Crosse Gets Cash Out for Different Purposes
With a cash-out mortgage refinance in La Crosse, you can borrow against your home equity to get funds for different purposes. The amount of the money you’ll receive will reflect on your current mortgage.
The rates for a mortgage refinance in La Crosse are lower than the other types of debt. This is a cost-efficient way to borrow money.
- Mortgage Refinance in La Crosse Combines Two Loans Into One
With mortgage refinance in La Crosse, you can combine two loans into a single primary mortgage at a lower rate. Mortgage refinance in La Crosse provides you convenience since you’ll have a single monthly payment instead of two.
- Mortgage Refinance in La Crosse Consolidates Debts
You can use a cash-out mortgage refinance in La Crosse to pay off some of your debts on interest. It reduces your total payment per month, other debts included. The rate for a mortgage refinance in La Crosse is usually lower than on credit card payments.
- Mortgage Refinance in La Crosse Improves Credit Score
Since you can take advantage of a cash-out for a mortgage refinance in La Crosse, you can pay down some of your debts, including your credit card. Low credit card debt results to a slight boost to your credit score. You won’t have to worry about credit scores with a mortgage refinance in La Crosse.
Governmental Employees Credit Union: Where Every Member Counts
If you’re looking for a way to decrease your monthly mortgage payment, boost credit score, or borrow cash, Governmental Employees Credit Union is more than willing to assist you. Our mortgage refinance in La Crosse may be the best option you can have. Call us today and be a member of our long-term cooperative.
Making Everyone Count Since 1931
Credit unions are known as a great alternative to banks. These institutions offer accounts with lower fees and loan rates. They’re also owned by their customers, that’s why they offer better deals. If you want the idea of a customer-owned financial institution, joining a credit union might be the right choice for you.
Many credit unions offer a lot of benefits. However, not all of them are able to provide their customers with a great experience. If you want to make sure that you get great deals and satisfying customer service, join Governmental Employees Credit Union (G.E.C.U.). We offer great financial services while making sure that our customers feel valued.
Open an Account With Us
Like any other bank, we also give our clients the privilege to open a bank account for their funds. Whether it’s a checking or savings account, G.E.C.U. makes sure to provide you the one that’s perfectly tailored to your lifestyle and needs.
- Checking Accounts
At G.E.C.U., we don’t just provide great checking accounts. We also give you a lot of rewards with Kasasa Cash! You can choose between three options.
The first option we have is the free Kasasa Cash Checking account with a high-interest reward. The second is a free Kasasa Cash Back Checking account with 2.25% cashback on purchases using your debit card. The third is the Free Kasasa Tunes Checking account, which gives you digital credits for apps and music purchases. Whichever you choose can be opened in minutes, too. Hassle-free, right?
- Savings Accounts
Here, we offer you a lot of savings account options for you as well.
- Basic Savings Account
This marks your membership with us. You’re only required to deposit a minimum of $5 to open your account.
- Elite Money Market Account
When you choose this account, the higher your balance is, the higher the interest rate you’ll get. You won’t get any maintenance fee if your balance is amounting to or more than $2,500.
- Health Savings Account (HSA)
With this account, you can prepare for medical expenses you might have in the future. You can also enjoy triple tax saving where you’ll have tax-free withdrawals for any medical expenses and earnings.
- Certificates of Deposit (CDs)
Having trouble with saving money? This option is for you, then. Fixed-rate earnings for your term of choice.
- Christmas Club
This type of savings account is created especially for your holiday funds. It also helps keep you away from having debts during the holidays.
- Individual Retirement Accounts (IRAs)
In this type of savings account, you’ll be able to secure your retirement and earn revenues at a higher rate.
Apply for a Visa Credit Card
At G.E.C.U., we help you expand your purchasing power by providing a globally-accepted credit card. We have competitive rates, low annual percentage rate (APR), and there are no annual fees! Apply with us now.
Pursue Your Dreams With Us
Everyone has the right to education. That’s why here in G.E.C.U., we offer a $500 scholarship to our members. The qualifications are simple; you just have to be a member and you must be already accepted or attending your school of choice.
Other than the two eligibility requirements, you should also submit three documents: your accomplished application form, a scholarship essay, and an autobiography that contains your school activities, awards, employment, and community service records. Apply now.
Secure Your Future With the Friendly Credit Union
Since 1931, we have been making every customer feel that they’re a part of the company; each of them is the partial owner of G.E.C.U. We assure you that we will continue making our customers feel that way.
Our friendly and accommodating staff will strive to personally know you by name. As La Crosse’s friendly credit union, we enjoy doing business with our clients in the friendliest way that we can. If you want to be a part of the family and experience our customer service, talk to us now .