Mortgage Loans La Crosse

mortgage loans la crosse

If you’re a federal, government, or state worker who’s searching for mortgage loans in La Crosse, joining a credit union like Governmental Employees Credit Union can aid you. We’re an organization that supports La Crosse County clients who were unable to get mortgage loans in La Crosse from banks, brokers, and other lenders .

At Governmental Employees Credit Union, we take pride in our exceptional quality service. Our union, consisting of La Crosse employees, has been helping its members by providing day-to-day financial services, car loans, and mortgage loans in La Crosse.

Benefits of Applying for Mortgage Loans in La Crosse From a Credit Union

If you’re a borrower who wants to have mortgage loans in La Crosse from another lender, it might be time to consider a credit union as your main option. Here are some advantages of getting mortgage loans in La Crosse from a credit union:

Credit Unions Will Keep Your Mortgage Loans in La Crosse 

Traditional banks tend to sell a person’s mortgage loans in La Crosse to other lenders after they have been written. This can cause you some inconvenience because you’ll need to process your payments to a new lender.

However, you don’t need to worry about this when you sign up for mortgage loans in La Crosse with a credit union. Credit unions will less likely trade your mortgage loans in La Crosse to other banks. 

This is because they are non-profit organizations and are not influenced by any lending regulations in the industry. As a result, your mortgage loans in La Crosse are safe from being sold to another entity. 

Credit Unions Aren’t Financially Strict

Another reason why you should opt for mortgage loans in La Crosse from a credit union is because of their qualifications. They don’t require their members to meet a certain credit score compared to other banks.

Your mortgage loans in La Crosse are more likely to get approved in a credit union even if you’re a minimum-wage worker. Additionally, credit union members that don’t have any history of paying any loans have higher chances of receiving their mortgage loans in La Crosse.

How Can You Apply for Mortgage Loans in La Crosse From a Credit Union?

The first thing that you need to do before requesting some mortgage loans in La Crosse from a credit union is to be one of their members. To join your prospective company, you must meet the organization’s requirements. They’ll assess your personal background such as your occupation and your affiliation with other members of the union.

Once you’ve passed their assessment, you are now considered a member and eligible for their mortgage loans in La Crosse. To sign up for their mortgage loans in La Crosse, you need to file an application form, submit a social security number, and make an initial down payment. If their loan officer accepts your petition, you can claim your mortgage loans in La Crosse.

Be a Member of Governmental Employees Credit Union and Obtain Your New Home With Help From Our Mortgage Loans in La Crosse

Mortgage loans in La Crosse are financial instruments that help people to purchase real estate properties. Aside from local banks and brokers, individuals can also apply for mortgage loans in La Crosse from other lenders like credit unions.

These non-profit organizations help their members by providing them mortgage loans in La Crosse that have terms tailored to their needs, competitive rates, and other financial tools. If you’re planning to get mortgage loans in La Crosse from a reputable company, join a credit union like Governmental Employees Credit Union.

At Governmental Employees Credit Union, we aim to help our members achieve their goal of owning a property by offering mortgage loans in La Crosse with unique benefits. As a member, having our mortgage loans in La Crosse means you’ll be entitled to different financing programs. To learn more about our services, contact us.

Making Everyone Count Since 1931

Credit unions are known as a great alternative to banks. These institutions offer accounts with lower fees and loan rates. They’re also owned by their customers, that’s why they offer better deals. If you want the idea of a customer-owned financial institution, joining a credit union might be the right choice for you.

Many credit unions offer a lot of benefits. However, not all of them are able to provide their customers with a great experience. If you want to make sure that you get great deals and satisfying customer service, join Governmental Employees Credit Union (G.E.C.U.). We offer great financial services while making sure that our customers feel valued. 

Open an Account With Us

Like any other bank, we also give our clients the privilege to open a bank account for their funds. Whether it’s a checking or savings account, G.E.C.U. makes sure to provide you the one that’s perfectly tailored to your lifestyle and needs. 

  • Checking Accounts

At G.E.C.U., we don’t just provide great checking accounts. We also give you a lot of rewards with Kasasa Cash! You can choose between three options. 

The first option we have is the free Kasasa Cash Checking account with a high-interest reward. The second is a free Kasasa Cash Back Checking account with 2.25% cashback on purchases using your debit card. The third is the Free Kasasa Tunes Checking account, which gives you digital credits for apps and music purchases. Whichever you choose can be opened in minutes, too. Hassle-free, right? 

  • Savings Accounts

Here, we offer you a lot of savings account options for you as well. 

  • Basic Savings Account

This marks your membership with us. You’re only required to deposit a minimum of $5 to open your account.

  • Elite Money Market Account

When you choose this account, the higher your balance is, the higher the interest rate you’ll get. You won’t get any maintenance fee if your balance is amounting to or more than $2,500.

  • Health Savings Account (HSA)

With this account, you can prepare for medical expenses you might have in the future. You can also enjoy triple tax saving where you’ll have tax-free withdrawals for any medical expenses and earnings. 

  • Certificates of Deposit (CDs)

Having trouble with saving money? This option is for you, then. Fixed-rate earnings for your term of choice. 

  • Christmas Club

This type of savings account is created especially for your holiday funds. It also helps keep you away from having debts during the holidays.

  • Individual Retirement Accounts (IRAs)

In this type of savings account, you’ll be able to secure your retirement and earn revenues at a higher rate.



Apply for a Visa Credit Card

At G.E.C.U., we help you expand your purchasing power by providing a globally-accepted credit card. We have competitive rates, low annual percentage rate (APR), and there are no annual fees! Apply with us now.

Pursue Your Dreams With Us

Everyone has the right to education. That’s why here in G.E.C.U., we offer a $500 scholarship to our members. The qualifications are simple; you just have to be a member and you must be already accepted or attending your school of choice.

Other than the two eligibility requirements, you should also submit three documents: your accomplished application form, a scholarship essay, and an autobiography that contains your school activities, awards, employment, and community service records. Apply now.

Secure Your Future With the Friendly Credit Union

Since 1931, we have been making every customer feel that they’re a part of the company; each of them is the partial owner of G.E.C.U. We assure you that we will continue making our customers feel that way. 

Our friendly and accommodating staff will strive to personally know you by name. As La Crosse’s friendly credit union, we enjoy doing business with our clients in the friendliest way that we can. If you want to be a part of the family and experience our customer service, talk to us now.