Credit Unions La Crosse

credit unions la crosse

Credit Unions in La Crosse follow a simple business model where members pool their money to buy shares in the cooperative. These financial institutions are created, owned, and operated by the members they serve. Funds are used to generate projects and services that would benefit the credit union members and their community.

Governmental Employees Credit Union is a well-known enterprise that aims to help its members attain their goals. From home mortgages to car loans and other financial needs, we’ve got you covered. We’re one of the best credit unions in La Crosse! Be a member today and enjoy the perks that not all lenders can provide.

Reasons Why People Join Credit Unions in La Crosse

Credit unions in La Crosse are different from other financial institutions. They’re not-for-profit organizations . Credit unions in La Crosse only exist for the benefit of the people they serve.

As non-profit organizations, credit unions in La Crosse can offer their services at reasonable costs. If you’re thinking about registering as a member, consider these benefits:

  • Credit Unions in La Crosse Are Customer Centric

When you open an account in one of the credit unions in La Crosse, it makes you a partial owner of that institution. This is why credit unions in La Crosse go above and beyond to assist their members' financial needs. They exist and work for the benefit of their members. Credit unions in La Crosse also provide guidance through training and counseling services, which are designed to help their members understand complex financial matters. 

  • Credit Unions in La Crosse Have a Variety of Service Offerings

Credit unions in La Crosse are able to cover a lot of financial needs. Many credit unions in La Crosse provide consumer loans, electronic banking, credit cards, and home equity, mortgage, and business loans. All of these services are offered at a lower cost.

  • Credit Unions in La Crosse Have Loans and Savings Insurance

Members of credit unions in La Crosse can enjoy insured loans and savings. The insurance is included in the policies of different credit unions in La Crosse. When a member passes on, their outstanding loan balance from credit unions in La Crosse will be cleared immediately.

  • Credit Unions in La Crosse Have Better Interest Rates

Did you know that credit unions in La Crosse often offer better interest rates for their members? Members can even qualify for more discounts if they set up automatic payments. With these rates, credit unions in La Crosse can help their members save on car, student, and mortgage loans.

  • Credit Unions in La Crosse Are Flexible With Loan Repayments

Another good thing about credit unions in La Crosse is that their loan repayments are negotiable. Credit unions in La Crosse work with their members on restructuring their repayments in a way that suits their current situation. They don’t give penalties or ask for additional costs. 

  • Credit Unions in La Crosse Are Financially Inclusive

Credit unions in La Crosse consider applicants with bad credit ratings. The loan officers will meet with them one-on-one to find a loan term that will work best for their financial circumstances. To better understand the situation, they take the time to hear each member's story.



Take Full Advantage of the Benefits Offered by Governmental Employees Credit Union

Credit unions in La Crosse are established for the benefit of their members. If you’re interested in becoming a member, look no further, consider Governmental Employees Credit Union. We provide premium yet affordable services for all your financial needs. 

At Governmental Employees Credit Union, our members are our top priority. Since 1931, we've made sure that each and every one of our members feels like they count. We’re more than willing to help you attain your financial goals. What are you waiting for? Get in touch with our representatives today to find out how you can join us and enjoy the perks of being a credit union member.

Making Everyone Count Since 1931

Credit unions are known as a great alternative to banks. These institutions offer accounts with lower fees and loan rates. They’re also owned by their customers, that’s why they offer better deals. If you want the idea of a customer-owned financial institution, joining a credit union might be the right choice for you.

Many credit unions offer a lot of benefits. However, not all of them are able to provide their customers with a great experience. If you want to make sure that you get great deals and satisfying customer service, join Governmental Employees Credit Union (G.E.C.U.). We offer great financial services while making sure that our customers feel valued. 

Open an Account With Us

Like any other bank, we also give our clients the privilege to open a bank account for their funds. Whether it’s a checking or savings account, G.E.C.U. makes sure to provide you the one that’s perfectly tailored to your lifestyle and needs. 

  • Checking Accounts

At G.E.C.U., we don’t just provide great checking accounts. We also give you a lot of rewards with Kasasa Cash! You can choose between three options. 

The first option we have is the free Kasasa Cash Checking account with a high-interest reward. The second is a free Kasasa Cash Back Checking account with 2.25% cashback on purchases using your debit card. The third is the Free Kasasa Tunes Checking account, which gives you digital credits for apps and music purchases. Whichever you choose can be opened in minutes, too. Hassle-free, right? 

  • Savings Accounts

Here, we offer you a lot of savings account options for you as well. 

  • Basic Savings Account

This marks your membership with us. You’re only required to deposit a minimum of $5 to open your account.

  • Elite Money Market Account

When you choose this account, the higher your balance is, the higher the interest rate you’ll get. You won’t get any maintenance fee if your balance is amounting to or more than $2,500.

  • Health Savings Account (HSA)

With this account, you can prepare for medical expenses you might have in the future. You can also enjoy triple tax saving where you’ll have tax-free withdrawals for any medical expenses and earnings. 

  • Certificates of Deposit (CDs)

Having trouble with saving money? This option is for you, then. Fixed-rate earnings for your term of choice. 

  • Christmas Club

This type of savings account is created especially for your holiday funds. It also helps keep you away from having debts during the holidays.

  • Individual Retirement Accounts (IRAs)

In this type of savings account, you’ll be able to secure your retirement and earn revenues at a higher rate.

Apply for a Visa Credit Card

At G.E.C.U., we help you expand your purchasing power by providing a globally-accepted credit card. We have competitive rates, low annual percentage rate (APR), and there are no annual fees! Apply with us now.

Pursue Your Dreams With Us

Everyone has the right to education. That’s why here in G.E.C.U., we offer a $500 scholarship to our members. The qualifications are simple; you just have to be a member and you must be already accepted or attending your school of choice.

Other than the two eligibility requirements, you should also submit three documents: your accomplished application form, a scholarship essay, and an autobiography that contains your school activities, awards, employment, and community service records. Apply now.

Secure Your Future With the Friendly Credit Union

Since 1931, we have been making every customer feel that they’re a part of the company; each of them is the partial owner of G.E.C.U. We assure you that we will continue making our customers feel that way. 

Our friendly and accommodating staff will strive to personally know you by name. As La Crosse’s friendly credit union, we enjoy doing business with our clients in the friendliest way that we can. If you want to be a part of the family and experience our customer service, talk to us now .