Rates

Rates based on personal credit history

Unsecured & Collateral Loans

Call Sue Baker, Jackie, or Kate for current rates !!

Second Mortgages

Call Molly or Rhonda for current rates !!

Home Equity Line of Credit

Please call for current rates and programs.

Recreational Land Loans & Lot Loans

Please call for current rates and programs.

First Mortgages

We currently offer 30, 20, 15 & 10 year fixed mortgages and 3, 5 and 7 year balloonĀ mortgages. Options include construction loans. Call for today’s rates.

ALL RATES ARE SUBJECT TO CHANGE DAILY.
Share rates in effect as of: AprilĀ 13th, 2017

Share Certificates

Minimum Rate Annual Percentage Yield Term
$1000.00 0.35% 0.35% 6 months
$1000.00 0.60% 0.60% 12 months
$1000.00 0.75% 0.75% 18 months
$1000.00 0.80% 0.80% 24 months
$1000.00 1.25% 1.25% 36 months
$1000.00 1.30% 1.30% 48 months
$1000.00 1.50% 1.50% 60 months

Credit Union Clubhouse Certificates

Credit Union Clubhouse is a program specially designed to meet
the savings needs of our younger members between the ages of birth and 12.

Minimum Rate Annual Percentage Yield Term
$250.00 0.60% 0.60% 12 months
$250.00 0.80% 0.80% 24 months
$250.00 1.25% 1.25% 36 months

Share (Savings)

Rate Annual Percentage Yield
$0.01-$5000.00
$5001.00 and up
0.10%
0.10%
0.10%
0.10%

Christmas Club

No minimum balance required.

Rate Annual Percentage Yield
0.50% 0.50%

IRA Passbook Savings

No minimum balance required.

Rate Annual Percentage Yield
0.50% 0.50%

IRA Certificates

Minimum Rate Annual Percentage Yield Term
$500.00 0.60% 0.60% 12 months
$500.00 0.75% 0.75% 18 months
$500.00 0.80%

0.80%

24 months
$500.00 1.25% 1.25% 36 months
$500.00 1.30% 1.30% 48 months
$500.00 1.50% 1.50% 60 months

Share Draft (Checking)

Rate Annual Percentage Yield
Basic (No Minimum) None None
*Choice ($500.00 Minimum) 0.10% 0.10%
Business ($10,000.00 Minimum) 0.35% 0.35%

Elite Money Market

Rate Annual Percentage Yield
$25.00-$9,999 0.25% 0.25%
$10,000-$24,999 0.35% 0.35%
$25,000-$49,999 0.45% 0.45%
$50,000-$74,999 0.55% 0.55%
$75,000-$99,999 0.60% 0.60%
$100,000-$249,999 0.65% 0.65%
$250,000 and over 0.90% 0.90%

Dividends are paid from current income and available earnings after required reserve transfers at the end of a period. A penalty may be imposed for early withdrawal of term certificates.

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