Rates
Rates based on personal credit history
Unsecured & Collateral Loans
Call Sue Baker, Jackie, or Kate for current rates !!
Second Mortgages
Call Sue Baker, Jackie, or Kate for current rates !!
Home Equity Line of Credit
Please call for current rates and programs.
Recreational Land Loans & Lot Loans
Please call for current rates and programs.
First Mortgages
We currently offer 30, 20, 15 & 10 year fixed mortgages and 3/1, 5/1 and 7/1 mortgages. Options include construction loans. Call for today’s rates.
ALL RATES ARE SUBJECT TO CHANGE DAILY.
Share rates in effect as of: May 1, 2013
Share Certificates |
|||
|---|---|---|---|
| Minimum | Rate | Annual Percentage Yield | Term |
| $1000.00 | 0.25% | 0.25% | 6 months |
| $1000.00 | 0.50% | 0.50% | 12 months |
| $1000.00 | 0.60% | 0.60% | 18 months |
| $1000.00 | 0.85% | 0.85% | 24 months |
| $1000.00 | 0.95% | 0.95% | 36 months |
| $1000.00 | 1.14% | 1.15% | 48 months |
| $1000.00 | 1.24% | 1.25% | 60 months |
Credit Union Clubhouse CertificatesCredit Union Clubhouse is a program specially designed to meet |
|||
|---|---|---|---|
| Minimum | Rate | ||
Annual Percentage YieldTerm
$250.000.75%0.75%12 months$250.001.14%1.15%24 months$250.001.24%1.25%36 months
Share (Savings) |
|||
|---|---|---|---|
| Rate | Annual Percentage Yield | ||
| $0.01-$5000.00 $5001.00 and up |
0.25% 0.25% |
0.25% 0.25% |
|
Christmas ClubNo minimum balance required. |
|
|---|---|
| Rate | Annual Percentage Yield |
| 0.50% | 0.50% |
IRA Passbook SavingsNo minimum balance required. |
|||
|---|---|---|---|
| Rate | Annual Percentage Yield | ||
| .75% | .75% | ||
IRA Share CD’s |
|||
|---|---|---|---|
| Minimum | Rate | Annual Percentage Yield | Term |
| $500.00 | 0.55% | 0.55% | 12 months |
| $500.00 | 0.75% | 0.75% | 18 months |
| $500.00 | 0.99% |
1.00% |
24 months |
| $500.00 | 1.09% | 1.10% | 36 months |
| $500.00 | 1.39% | 1.40% | 48 months |
| $500.00 | 1.54% | 1.55% | 60 months |
Share Draft (Checking) |
|||
|---|---|---|---|
| Rate | Annual Percentage Yield | ||
| Basic (No Minimum) | None | None | |
| *Choice ($500.00 Minimum) | 0.40% | 0.40% | |
| Business ($10,000.00 Minimum) | 0.75% | 0.80% |
Elite Money Market |
|||
|---|---|---|---|
| Rate | Annual Percentage Yield | ||
| $2,500-$9,999 | .30% | .30% | |
| $10,000.00-$24,999.00 | .40% | .40% | |
| $25,000-$49,999 | .50% | .50% | |
| $50,000-$74,999 | .60% | .60% | |
| $75,000-$99,999 | .70% | .70% | |
| $100,000 and higher | .80% | .80% |
Dividends are paid from current income and available earnings after required reserve transfers at the end of a period. A penalty may be imposed for early withdrawal of term certificates.
