Government Employees Credit Union

RATES BASED ON PERSONAL CREDIT HISTORY

Unsecured & Collateral Loans
Call Sue Baker or Melanie for current rates!!

Second Mortgages
Call Sue Baker or Melanie for current rates!!

Home Equity Line of Credit
Please call for current rates and programs.

Recreational Land Loans & Lot Loans
Please call for current rates and programs.

First Mortgages
We currently offer 40, 30, 20, 15 & 10 year fixed mortgages and 3/1, 5/1 and 7/1 ARM mortgages. Options include construction loans. Call for today's rates.

ALL RATES ARE SUBJECT TO CHANGE DAILY. Share rates in effect as of: August 20 , 2010 Share Certificates
Minimum	Rate	Annual Percentage Yield	Term
$1000.00	0.90%	0.90%	6 months
$1000.00	1.24%	1.25%	12 months
$1000.00	1.59%	1.60%	18 months
$1000.00	1.74%	1.75%	24 months
$1000.00	1.98%	2.00%	36 months
$1000.00	2.23%	2.25%	48 months
$1000.00	2.62%	2.65%	60 months
Credit Union Clubhouse Certificates
Credit Union Clubhouse is a program specially designed to meet the savings needs of our younger members between the ages of birth and 12.
Minimum	Rate	Annual Percentage Yield	Term
$250.00	1.735%	1.75%	12 months
$250.00	1.985%	2.00%	24 months
$250.00	2.23%	2.25%	36 months
Share (Savings)
	Rate	Annual Percentage Yield
$0.01-$5000.00 $5001.00 and up	0.25% 0.75%	0.25% 0.75%
Christmas Club
No minimum balance required.
	Rate	Annual Percentage Yield
	1.00%	1.00%
IRA Passbook Savings
No minimum balance required.
	Rate	Annual Percentage Yield
	1.25%	1.26%
IRA Share CD's'
Minimum	Rate	Annual Percentage Yield	Term
$500.00	1.39%	1.40%	12 months
$500.00	1.74%	1.75%	18 months
$500.00	1.84%	1.85%	24 months
$500.00	2.13%	2.15%	36 months
$500.00	2.28%	2.30%	48 months
$500.00	2.67%	2.70%	60 months
Share Draft (Checking)
	Rate	Annual Percentage Yield
Basic (No Minimum)	None	None
*Choice ($500.00 Minimum)	0.75%	0.80%
Business ($10,000.00 Minimum)	0.75%	0.80%
Elite Money Market
	Rate	Annual Percentage Yield
$2,500-$9,999	.50%	.50%
$10,000.00-$24,999.00	.75%	.75%
$25,000-$49,999	1.00%	1.01%
$50,000-$74,999	1.14%	1.15%
$75,000-$99,999	1.24%	1.25%
$100,000 and higher	1.39%	1.40%

Dividends are paid from current income and available earnings after required reserve transfers at the end of a period. A penalty may be imposed for early withdrawal of term certificates.