RATES BASED ON PERSONAL CREDIT HISTORY
| Unsecured & Collateral Loans |
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| Call Sue Baker or Melanie for current rates!! |
| Second Mortgages |
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| Call Sue Baker or Melanie for current rates!! |
| Home Equity Line of Credit |
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| Please call for current rates and programs. |
| Recreational Land Loans & Lot Loans |
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| Please call for current rates and programs. |
| First Mortgages |
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We currently offer 40, 30, 20, 15 & 10 year fixed mortgages and 3/1, 5/1 and 7/1 ARM mortgages. Options include construction loans. Call for today's rates. |
ALL RATES ARE SUBJECT TO CHANGE DAILY. Share rates in effect as of: August 20 , 2010 Share Certificates |
|||
|---|---|---|---|
| Minimum | Rate |
Annual Percentage Yield |
Term |
| $1000.00 | 0.90% |
0.90% |
6 months |
| $1000.00 | 1.24% |
1.25% |
12 months |
| $1000.00 | 1.59% |
1.60% |
18 months |
$1000.00 |
1.74% |
1.75% |
24 months |
| $1000.00 | 1.98% |
2.00% |
36 months |
| $1000.00 | 2.23% |
2.25% |
48 months |
| $1000.00 | 2.62% |
2.65% |
60 months |
| Credit Union Clubhouse Certificates | |||
| Credit Union Clubhouse is a program specially designed to meet the savings needs of our younger members between the ages of birth and 12. | |||
| Minimum | Rate |
Annual Percentage Yield |
Term |
| $250.00 | 1.735% |
1.75% |
12 months |
| $250.00 | 1.985% |
2.00% |
24 months |
| $250.00 | 2.23% |
2.25% |
36 months |
| Share (Savings) | |||
| Rate | Annual Percentage Yield | ||
| $0.01-$5000.00 $5001.00 and up |
0.25% 0.75% |
0.25% 0.75% |
|
| Christmas Club | |||
| No minimum balance required. | |||
Rate |
Annual Percentage Yield |
||
1.00% |
1.00% |
||
| IRA Passbook Savings | |||
| No minimum balance required. | |||
Rate |
Annual Percentage Yield |
||
1.25% |
1.26% |
||
| IRA Share CD's' | |||
| Minimum | Rate | Annual Percentage Yield | Term |
| $500.00 | 1.39% |
1.40% |
12 months |
| $500.00 | 1.74% |
1.75% |
18 months |
| $500.00 | 1.84% |
1.85% |
24 months |
| $500.00 | 2.13% |
2.15% |
36 months |
| $500.00 | 2.28% |
2.30% |
48 months |
| $500.00 | 2.67% |
2.70% |
60 months |
| Share Draft (Checking) | |||
| Rate | Annual Percentage Yield | ||
| Basic (No Minimum) | None |
None |
|
| *Choice ($500.00 Minimum) | 0.75% |
0.80% |
|
| Business ($10,000.00 Minimum) | 0.75% |
0.80% |
|
| Elite Money Market | |||
Rate |
Annual Percentage Yield |
||
| $2,500-$9,999 | .50% |
.50% |
|
| $10,000.00-$24,999.00 | .75% |
.75% |
|
| $25,000-$49,999 | 1.00% |
1.01% |
|
| $50,000-$74,999 | 1.14% |
1.15% |
|
| $75,000-$99,999 | 1.24% |
1.25% |
|
| $100,000 and higher | 1.39% |
1.40% |
|
Dividends are paid from current income and available earnings after required reserve transfers at the end of a period. A penalty may be imposed for early withdrawal of term certificates.
Please note that this calculator only provides estimates to assist you it budgeting a loan. Please contact us to determine actual payments.